diff --git a/.agents/skills/lib_py/loop/runner.py b/.agents/skills/lib_py/loop/runner.py
index 391313e..8de3938 100644
--- a/.agents/skills/lib_py/loop/runner.py
+++ b/.agents/skills/lib_py/loop/runner.py
@@ -1017,7 +1017,13 @@ class LoopRunner:
             if not p_file or not p_file.exists():
                 log_error("Final plan file not found.")
                 return 1
-            self.current_plan = p_file.read_text(encoding="utf-8", errors="replace")
+            plan_text = self._plan_text(p_file)
+            if plan_text is None:
+                # D13: the run paid for a planning phase and got nothing back.
+                # Falling through would silently demote it to self-planning.
+                log_error(f"the planner's report has no plan text: {p_file}")
+                return 1
+            self.current_plan = plan_text
 
             # Interactive turns
             creator_type = self.resolve_agent_type(self.creator, state)
@@ -1040,8 +1046,13 @@ class LoopRunner:
                     return 1
 
                 ref_file = self.find_report(ref_jid)
-                if ref_file and ref_file.exists():
-                    self.current_plan = ref_file.read_text(encoding="utf-8", errors="replace")
+                refined = self._plan_text(ref_file) if ref_file else None
+                if refined is None:
+                    # D14: overwriting with an empty report loses a plan that is
+                    # still good, and Phase 2 would quietly switch prompts.
+                    log_warn(f"the refine report has no plan text (job {ref_jid}); keeping the previous plan.")
+                else:
+                    self.current_plan = refined
 
             log_success("Interactive planning completed. Plan finalized.")
         else:
@@ -1265,8 +1276,14 @@ class LoopRunner:
                     log_error("Failed to register plan refinement job.")
                     return 1
                 ref_file = self.find_report(ref_jid)
-                if ref_file and ref_file.exists():
-                    self.current_plan = ref_file.read_text(encoding="utf-8", errors="replace")
+                refined = self._plan_text(ref_file) if ref_file else None
+                if refined is None:
+                    log_warn(f"the refine report has no plan text (job {ref_jid}); keeping the previous plan.")
+                else:
+                    self.current_plan = refined
+                # D13 stops a plan-mode run whose initial plan is empty and D14
+                # never overwrites with an empty one, so current_plan is not
+                # empty here: this prompt cannot claim a plan it does not carry.
                 correction_prompt = f"갱신된 다음 계획서에 입각하여 지적된 오류들을 수정하고 코드를 다시 구현해주세요. 계획서:\n{self.current_plan}\n피드백 상세:\n{feedback_aggregate}"
             else:
                 log_info("Applying straight bugfixes based on reviewer feedback...")